In today’s global environment, adequate International Health Insurance is important but often overlooked by clients and their advisors alike.
International Health Insurance plans offer comprehensive medical coverage for those living or working outside of their home country. We can arrange a tailored accident and medical protection for every situation, whether it is for a permanent change of residence, an assignment abroad, for your international guests, for a short term trip or whilst performing professional sports.
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We Are the Leading Experts in International Health Insurance and Health Management - Since 1997.
Swiss Insurance Partners is a global leader in independent consulting for international medical insurance and health management, based in Zurich.
For over 20 years, individuals, families and companies have been relying on our expertise and experience.
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Frequently Asked Questions (FAQ)
The health insurance advisory service of Swiss Insurance Partners comes at no additional cost for you. We receive a commission from the insurance company for supporting you as a client. Your premium remains the same compared to directly contracting with the insurance company.
Most residents of developed countries are required by law to hold mandatory health insurance or are subject to a national health scheme. An International Health Insurance is a supplementary health insurance, and never replaces compulsory national health insurance.
The premium for an International Health Insurance depends mainly on your age, nationality and country of residence. Depending on your health condition, additional loadings may apply. We will tailor your International Health Insurance exactly to your needs to avoid unnecessary high premium payments. Coverage starts from a minimum annual premium of approximately $5’000.
Yes, with an International Health Insurance you are free to decide which specialist and/or doctor around the globe you receive consultation or treatment from. Treatment for some specific diseases (and the respective experts) are only available in certain areas of the world. In such cases it is key to be financially covered worldwide because of the risk of extremely high costs. Swiss Insurance Partners will assist you in finding the best specialists for your treatment
Swiss Insurance Partners works with all major International Health Insurance providers around the globe and has over 20 years of experience in consulting you to choose the right insurer for your specific situation. In addition to that we help you in the interaction with the medical institution, doctor and the insurance company before, during and after your treatment. We organize a “Guarantee of payment” from the insurer and make sure your money is reimbursed.
International Health Insurance is generally designed for individuals which do not reside in their country of nationality. Some solutions can be made available also for individuals that do fulfill this requirement. Contact us to discuss your situation and we will find the best solution for your individual case.
Because healthcare costs in the USA are extremely high, some insurers offer the option to purchase International Health Insurance excluding the USA. If you exclude it from your cover your premium will be reduced, and you will only be eligible for emergency, but not elective, treatment in the USA. Important to know: Some treatments and medications are only available in the USA.
Already existing medical conditions must be assessed case by case. It further depends on whether they are currently under treatment or not. Discussing your case with various potential insurers, Swiss Insurance Partners always tries to find the option that helps you the most. However, severe pre-existing conditions can result in being rejected by an insurance company.
Do you have additional questions?
If you need any further information, contact us and one of our insurance specialists will reach out to you as soon as possible.